Question by Marty G: Credit debt.?
im a college student who is having the hardest time digging my way out of this credit debt. Paying this off is enabling me to save money to move out. I make enough money to move out, but I could not afford rent along with paying off 3 credit cards that total $ 5000+ in total. What should I do to pay this off quick and easy?
I have not used any of them in months. One was 0%apr on all the purchases that were already made, but some how that got screwed up.........Should apply for another 0% apr on balance transfers, and transfer the balance?
Best answer:
Answer by April L
Call the companies and ask them to lower the interest rates! Make more than your min. monthly payments!!! Stop charging! Good luck!
What do you think? Answer below!
Definately do not move out if it means that you will be paying rent. I would find a place to stay rent free until you pay off the credit card.
go to http://creditcardwarehouseonline.com and read the article on the bottom about balance transfers to see whether or not it is right for you. There are also cards there where they will show you any fees they charge and you can compare them.